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Specialty Products

Red Shield Insurance Company is a regional carrier offering products that are designed to meet the needs of small to medium sized commercial accounts. Red Shield also offers a limited selection of homeowner and marine coverages that are tailored to the region. If you do not see the class of business you are looking for, please contact us by e-mail for more information at info@redshield.com.

Builder's Risk / Installation Floaters

  • Residential & Commercial
  • Commercial new construction and renovation
  • Residential new construction
  • Coverage available short term for a single project or annual on quarterly or monthly reporting basis
  • Limits up to $5,000,000

Motor Truck Cargo

  • Short or Long Haul
  • PUC & ICC filings
  • Trip Transit and one shot transportation coverages available
  • Types of cargo we write: Autos, Mobile Homes, RVs, Boats, Refrigerated Goods, Farm Products, Lumber, Building Materials, General Commodities
  • Types of cargo we do not write: Logging Equipment, Computers, Computer Components, Cigarettes and similar types of target commodities
  • Limits up to $300,000

Floating Property Program

  • Red Shield specializes in insuring floating homes, boathouses and dock systems
  • The floating home coverage form is based on a typical homeowners coverage form
  • Coverage is available on a replacement cost or actual cash value basis
  • Personal property & liability coverage is included
  • Coverage for older floating homes, rentals and including wood stoves is available

Yacht Program

  • All Risk Policy
  • Agreed Value
  • New for Old loss payment(not available for all losses)
  • Pollution Liability
  • Med Pay and Towing Coverage

Inland Marine / Equipment

  • Contractor Equipment Schedules
  • Logging Equipment
  • ACV Valuation
  • Claims Expertise
  • Underwriting Expertise

Commercial Package

  • Small to Medium Size Accounts
  • Installment Plan Available
  • Local Underwriting Expertise
  • Package Credits
  • Habitational Supplemental required with standard Acord Application

General Liability

  • Premises Liability
  • Limits up to $1,000,000 / $2,000,000

Commercial Property

  • Small to Medium Values
  • Older Property
  • Mixed Use Buildings